It’s also the top state for property insurance-related lawsuits, which companies contend are frequently frivolous and often fraudulent, pushing the cost of doing business even higher. Florida is home to a booming coastal population, rapidly appreciating property prices and soaring construction costs, all in a state that sits at the edge of Hurricane Alley and figures to be among the places hit hardest by rising sea levels. Also, Mister Handies can be sent into the wasteland to gather caps. It will move around on a single floor of the vault collecting resources and defending that floor from incidents. The Mister Handy is a robotic assistant to the overseer of the vault. In reality, it’s too early to conclude that, and Berkshire Hathaway’s big new bet on Florida reinsurance is a sign that the outlook may be improving modestly.įirst, let’s review how we got here. Mister Handy is a robot character added to Fallout Shelter with the Android release on August 13, 2015. This month, Farmers and AAA announced that they, too, were reducing exposure to the state, prompting some Florida watchers to speculate that the reform had failed. Last December, Florida’s legislature passed a controversial but necessary set of reforms aimed at shoring up the state’s teetering property insurance market, where a string of insurers had canceled policies and even filed for bankruptcy, leaving homeowners with dwindling options.
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